Sabhi Yojanaen

सीनियर सिटीज़न सेविंग्स स्कीम (SCSS)

Senior Citizen Savings Scheme

8.2%

Interest Rate

60+ उम्र वालों के लिए 8.2% ब्याज — हर तीन महीने इनकम

Min Investment

₹1,000

Max Investment

₹30,00,000

Tenure

5 saal

Tax Benefit

Section 80C

🔒 Low Risksavings

📄 Documents Required

  • ✅ Aadhaar Card
  • ✅ PAN Card
  • ✅ Bank Account (passbook / cancelled cheque)
  • ✅ Address Proof
  • ✅ 2 Passport Size Photos

🏦 Kaise Apply Karein

  1. Nearest Post Office ya authorized bank branch jaao
  2. Account opening form maango aur bharo
  3. Required documents ki photocopies do
  4. Opening amount jama karo
  5. Passbook ya certificate le lo
Official Website Share

Rates as of April 2025 | Source: NSI India | Next review: July 2025

Author: Paisa Saarthi Research Team | Last Updated: May 2025

Aksar Poochhe Jaane Wale Sawaal

Senior Citizen Savings Scheme ke liye kaun eligible hai?

Indian residents eligible hain. Specific criteria ke liye official website check karein.

Minimum investment kitna hai?

₹1,000 se shuru kar sakte ho.

Tax benefit milta hai?

Haan! Section 80C ke under ₹1.5 lakh tak benefit milta hai.

Related Schemes

पब्लिक प्रोविडेंट फंड (PPF)

सरकारी गारंटी वाला 7.1% ब्याज — 15 साल का सेफ निवेश

सुकन्या समृद्धि योजना (SSY)

बेटी के भविष्य के लिए 8.2% ब्याज — सबसे ज़्यादा रिटर्न वाली सरकारी स्कीम

नेशनल सेविंग्स सर्टिफिकेट (NSC)

5 साल में 7.7% ब्याज — टैक्स बचाने का आसान तरीका

📌 Ye jankari educational purposes ke liye hai. Invest karne se pehle qualified advisor se zaroor milein.