Disclaimer

Read Carefully Before Using Paisa Saarthi

Paisa Saarthi ("Platform") provides financial calculators, tools, and AI-generated information for educational and informational purposes only. The Platform is owned and operated independently and is not affiliated with any government body, bank, or financial institution.

1. Not Financial Advice

The content, calculators, and AI responses provided on Paisa Saarthi do NOT constitute professional financial, investment, legal, or tax advice. We are NOT registered with the Securities and Exchange Board of India (SEBI) as an Investment Advisor, nor are we a Chartered Accountant firm registered with ICAI.

2. Calculators and Projections

All calculators (including SIP, FD Laddering, Budget, Goal, and Retirement) provide mathematical estimates based on user inputs and assumed rates of return. Actual returns in the market or through financial institutions will vary due to market conditions, taxes, fees, and inflation. These tools are indicative only.

3. AI Responses

The AI Chat feature provides automated, generalized responses based on financial principles. It cannot understand your complete financial situation. Do not make investment decisions solely based on AI responses.

4. Limitation of Liability

Paisa Saarthi and its creators shall not be held liable for any financial losses, damages, or decisions made based on the information or tools provided on this website. Users assume full responsibility for their financial choices.

5. Professional Consultation

We strongly recommend consulting a qualified, SEBI-registered financial advisor or a certified Chartered Accountant before making any significant financial decisions or investments.