Insurance Need Calculator

Aapke baad aapki family ko kitne Life Cover ki zaroorat padegi?

Profile Details Daalein

Monthly In-hand Income (₹)

₹

Dependents (Family Members)2 Log

Aapki Current Age30 Saal

Existing Loans (Home, Car Loan aadi) (₹)

₹

Zaroori Term Insurance Cover

₹50.40 lakh

(14x Annual Income + Existing Loans)

Estimated Premium Cost

₹34 - ₹50

Per Month

Sarkari Bima Yojanayen (PMJJBY / PMSBY)

PM Jeevan Jyoti Bima

Life Cover (Any Death)

₹436/year

₹2 Lakh Cover

PM Suraksha Bima

Accidental Death Cover

₹20/year

₹2 Lakh Cover

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💡 Kya Aapko Pata Hai?

Aapko sirf Term Insurance lena chahiye, ULIP ya Endowment plans (jis mein insurance aur investment mix hota hai) mein hamesha loss hota hai. Apna Term plan alag rakhein aur investment ke liye hamesha Mutual Funds (SIP) sunein. Aur haan, bank account hai to bank se PMJJBY aur PMSBY turant activate kar lein (saal ka sirf ₹456 kharcha hai).

📌 Ye calculation indicative hai. Actual returns vary ho sakte hain. Invest karne se pehle qualified advisor se zaroor milein.